QUINTON EDGE
Verified State Licensed & Regulated Insurance Producer
FINAL EXPENSE INSURANCE
Taking steps towards a secure tomorrow for your family
No Health Exam Required
Fixed Monthly Rates that don’t increase
Consistent Benefits that never decrease
COVERAGE UP TO $50,000
*Check out rates
from leading insurance companies
from leading insurance companies
Final Expense Explained
Final expense insurance is typically a Whole Life Insurance
Policy with a small death benefit designed to cover expenses that arise when someone passes away. It is generally easier to get approved for and is often referred to as Simplified Issue Life Insurance.
These policies can also be Guaranteed Life Insurance or
Modified/Graded Life Insurance. Be aware that Guaranteed Issue, Modified, or Graded Insurance typically comes with a 2-year waiting period. This type of insurance may not be the best option for everyone.
The typical face amount of the death benefit for this
coverage ranges from $2,000 to $50,000. Final Expense Insurance is designed to cover end-of-life expenses, but the beneficiary has the final say on how the money is used.
Key Take Aways of Final Expense Insurance
Quinton is well-versed in all types of life insurance. With a wealth of options at your disposal, Quinton will guide you to find the insurance policy that best fits your unique requirements.
What Type Of Policy is Used For Final Expense
Final expense insurance is a small whole life insurance policy that is easy to qualify for.
Death Benefit
The beneficiaries of a final expense life insurance policy can use the policy’s payout to pay for a funeral service, casket or cremation, medical bills, nursing home bills, an obituary, flowers, and more. However, the death benefit can be used for any purpose whatsoever.
Policy Amounts
Providing something to your loved ones is better than nothing during an already difficult time. $5,000 can pay for a cremation and part of the service, $10,000 can usually pay for a funeral service, and $15,000-$50,000 can pay for the all of the expenses for the service and also leave a Legacy for your Family.
Average Funeral Costs
The average cost of a funeral ranges between $7,000 and $12,000
Get a Personalized Quote for Final Expense Insurance
Benefits of Working with Quinton Edge
Unlike some insurance advisors who are limited in their offerings, Quinton partners with multiple insurance companies to provide you with an array of options.
Whether you're looking to cover funeral expenses, secure your home loan, or plan for retirement, consider Quinton your comprehensive one-stop shop for all your insurance requirements.
Benefits of Working with Quinton Edge
Unlike some insurance advisors who are limited in their offerings, Quinton partners with multiple insurance companies to provide you with an array of options.
Whether you're looking to cover funeral expenses, secure your home loan, or plan for retirement, consider Quinton your comprehensive one-stop shop for all your insurance requirements.
Wide Product Range
Some insurance providers will only have access to a limited
number of insurance carriers. Quinton works with a broad range of insurance companies, offering you a variety of options. From funeral costs to home loan protection and retirement planning, consider it a one-stop shop for all your insurance needs.
Diverse Expertise
Quinton is well-versed in all types of life insurance. With a wealth of options at your disposal, Quinton will guide you to find the insurance policy that best fits your unique requirements.
Deep Knowledge
With extensive experience in the field, Quinton knows the intricacies of life insurance policies inside and out. Trust in Quinton to help you discover the ideal match for your insurance needs.
Hassle-Free Experience
Navigating the world of life insurance can be complex, but not with Quinton on your side. Offering a hassle-free experience, Quinton simplifies your search by comparing multiple policies and clearly explaining their terms.
Customized Service
Quinton believes in offering personalized solutions tailored to your specific goals and needs. Through a deep understanding of your overall situation, budget, and future aspirations, Quinton partners with you to select a policy that both protects and empowers.
How do you pick the
right Final Expense Insurance?
from leading insurance companies
Choosing the right Final Expense Insurance isn't just about picking a policy; it's about aligning that policy with your unique circumstances and choices.
In a process that involves multiple considerations and options, we've put together this guide to help you navigate through it all:
What are Your Specific Wishes:
The first step in selecting Final Expense Insurance is to pinpoint the specific funeral arrangements and final expenses you want covered. This extends beyond just the casket and burial plot to include ceremonies, medical bills, and even outstanding debts. Knowing what you want will help you identify the coverage amount that aligns with your specific wishes.
The specifics matter:
Each insurance company presents policies with their own set of rules and conditions. It's crucial that your advisor can break down the specifics of the policy you're considering. You certainly don't want your loved ones facing unexpected hurdles because the policy fell short of its promises. A well-informed advisor, who understands your unique needs, is key to ensuring you're not overlooking any crucial details
Find a Verified Advisor:
The right licensed agent and Verified Advisor can make all the difference in ensuring you get a policy tailored to your needs. An experienced agent will guide you through the complexities and help you make an informed decision.
Reputation is important:
Your policy is only as secure as the company behind it. Make sure the company you choose is a "A-Rated." Choosing a reputable company ensures that your family will be taken care of when it's needed the most.
Be upfront and honest throughout:
If there's any part of the policy that leaves you confused or uneasy, don't hesitate to reach out to your agent or the insurance provider for clarification. Clear, open communication is essential for making a choice you're entirely comfortable with.
How Can Final Expense Insurance Help you?
Out-of-Pocket Medical Bills:
Despite Medicare or private insurance coverage, elderly households may still face considerable financial risk from out-of-pocket health care expenses at the end of life.
Legal and Accounting Costs:
The legal proceedings referred to as probate, and related accounting fees, can be a shock to family and loved ones. Probate costs vary by state while the probate process can take months, or years.
Funeral and Burial Expenses:
A funeral can be one of your family’s largest expenses. The average cost of a funeral is $7,848 but varies by State.
While many believe that cremation is a far less expensive option. Industry data shows that the cost is only 15% less as a funeral service is still held.
Ready to plan for your family’s future?
Book a meeting with me below to discover your options.
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North Atlanta, USA
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I've been using New Era Cleaning Solutions for a few months now, and they’ve exceeded my expectations every single time. I appreciate their attention to detail and how easy it is to communicate with them.
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Dekalb, USA
A Clean Home Without the Stress
With my busy schedule, finding time to clean has been nearly impossible. New Era Cleaning Solutions takes the stress out of keeping my home tidy. Their team is professional, punctual, and leaves everything sparkling clean.
I love coming home after they’ve been here—it’s such a relief!
Jeffrey S.
NorthGwinnett, USA
My Home Has Never Looked Better!
New Era Cleaning Solutions has been a game-changer for my household! Their team is incredibly thorough and reliable.
I’ve tried other services before, but none compare to the level of detail and care they provide.
Highly recommend them for any home cleaning needs!
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Jason S.
North Atlanta, USA
Reliable and Exceptional Cleaning
I've been using New Era Cleaning Solutions for a few months now, and they’ve exceeded my expectations every single time. I appreciate their attention to detail and how easy it is to communicate with them.
If you’re looking for a dependable home cleaning service, look no further!
Sandra T.
Dekalb, USA
A Clean Home Without the Stress
With my busy schedule, finding time to clean has been nearly impossible. New Era Cleaning Solutions takes the stress out of keeping my home tidy. Their team is professional, punctual, and leaves everything sparkling clean.
I love coming home after they’ve been here—it’s such a relief!
Jeffrey S.
NorthGwinnett, USA
My Home Has Never Looked Better!
New Era Cleaning Solutions has been a game-changer for my household! Their team is incredibly thorough and reliable.
I’ve tried other services before, but none compare to the level of detail and care they provide.
Highly recommend them for any home cleaning needs!
QUINTON EDGE
#1 State Licensed & Regulated Insurance Producer
Verified State Licensed & Regulated Insurance Producer
